Medicare Supplement Costs (Medigap)Keep in mind that each insurer prices its Supplement plans differently
There are three ways an insurance company prices its Medicare Supplement plans:

  • Under a community-rated or no-age-rated plan, all beneficiaries pay the same Supplement costs and premiums, regardless of age
  • In an issue-age-rated or entry-age-rated plan, Supplement premiums are based on your age when you first enroll
  • Under an attained-age-rated plan, your Supplement premiums are based on your current age in a given year

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