Medicare Supplement Plan D is an often affordable Medicare Supplement option in certain markets. Plan D is designed to cover a number of high risk gaps not covered by original Medicare. You may be attracted to a Plan D option as premiums are often more affordable than other more comprehensive Supplement Plans including Supplement Plan F.
Note that Supplement Plan D in Colorado does not include coverage for Medicare Part B deductible or any excess costs for Medicare Part B costs which means if enrolled in the plan you would assume the costs for bills above those approved by Medicare.
Medicare Supplement Plan D includes the following benefits:
- Medicare Part A coinsurance for hospitalization in addition to coverage for one additional year after Medicare benefits end
- Medicare Part B coinsurance for medical expenses — usually 20% of Medicare-approved expenses — or co-payments for outpatient services
- The first three pints of blood you receive as a hospital inpatient or outpatient (whereas original Medicare typically covers any pints of blood you receive after the first three)