Medicare Supplement Plan D is an often affordable Medicare Supplement option in certain markets. Plan D is designed to cover a number of high risk gaps not covered by original Medicare. You may be attracted to a Plan D option as premiums are often more affordable than other more comprehensive Supplement Plans including Supplement Plan DSupplement Plan F.

Note that Supplement Plan D in Colorado does not include coverage for Medicare Part B deductible or any excess costs for Medicare Part B costs which means if enrolled in the plan you would assume the costs for bills above those approved by Medicare.

Medicare Supplement Plan D includes the following benefits:

  • Medicare Part A coinsurance for hospitalization in addition to coverage for one additional year after Medicare benefits end
  • Medicare Part B coinsurance for medical expenses — usually 20% of Medicare-approved expenses — or co-payments for outpatient services
  • The first three pints of blood you receive as a hospital inpatient or outpatient (whereas original Medicare typically covers any pints of blood you receive after the first three)

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Medicare Supplement Plan D does not cover:

  • Medicare Part B deductible
  • Medicare Part B excess charges
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