Medicare Supplement Plan B

Medicare Supplement Plan B offers the basic services standardized by Medicare along with a few other benefits that go above and beyond those offered by Medicare Supplement Plan A.

Medicare Supplement Plan B in Colorado offers a few benefits including paying for Medicare Part A deductible and Part B Coinsurance. Similar to Supplement Plan A, the premium for Supplement Plan B is lower than most plans, but does not cover as many costs as the other Supplement plans. For instance, Plan B does not cover your cost for Skilled Nursing facility co-insurance.

Medicare Supplement Plan B includes the following benefits:

• Medicare Part A coinsurance for hospitalization in addition to coverage for one additional year after Medicare benefits end
• Medicare Part B coinsurance for medical expenses — usually 20% of Medicare-approved expenses — or co-payments for outpatient services
• The first three pints of blood you receive as a hospital inpatient or outpatient (whereas original Medicare typically covers any pints of blood you receive after the first three)

• Medicare Part A coinsurance for hospice care
• Medicare Part B preventive care coinsurance
• Medicare Part A deductible

Medicare Supplement Plan B does not cover:

• Medicare Part B deductible
• Medicare Part B excess charges
• Skilled nursing facility care coinsurance
• Foreign travel emergency coverage