Medicare Supplement Plan F

*Note – Plan F has been discontinued as of Jan 1, 2020.  Those individuals currently enrolled in Plan F as of Jan 1, 2020 will be able to keep their plan.  If you were eligible for Medicare before January 1st, 2020, but not yet enrolled, you may still be able to buy this plan.

Medicare Supplement Plan F is one of the most popular Supplement Plans and is the standard against which other Supplement Plans are measured. Plan F is designed to cover all of the high risk gaps that are not covered by original Medicare.

With Plan F in Colorado, you should not need to pay any out of pocket expenses for Medicare approved services. Because of this level of coverage, it is one of the most popular Medicare Supplement Plans.

Medicare Supplement Plan F includes the following benefits:

• Medicare Part A coinsurance for hospitalization in addition to coverage for one additional year after Medicare benefits end
• Medicare Part B coinsurance for medical expenses — usually 20% of Medicare-approved expenses — or co-payments for outpatient services
• The first three pints of blood you receive as a hospital inpatient or outpatient (whereas original Medicare typically covers any pints of blood you receive after the first three)

• Medicare Part A coinsurance for hospice care
• Medicare Part B preventive care coinsurance
• Medicare Part A deductible
• Medicare Part B deductible
• Medicare Part B excess charges (100%)
• Skilled nursing facility care coinsurance
• Foreign travel emergency coverage