Medicare Supplement Plan M

Colorado Supplement Plan M is very similar to Supplement Plan D; the only difference is Plan M covers only 50% of the Part A deductible whereas Plan D fully covers the Part A deductible.

Medicare Supplement Plan M includes the following benefits:

• Medicare Part A coinsurance for hospitalization in addition to coverage for one additional year after Medicare benefits end
• Medicare Part B coinsurance for medical expenses — usually 20% of Medicare-approved expenses — or co-payments for outpatient services
• The first three pints of blood you receive as a hospital inpatient or outpatient (whereas original Medicare typically covers any pints of blood you receive after the first three)
• Medicare Part A coinsurance for hospice care
• Medicare Part B preventive care coinsurance
• Medicare Part A deductible (50%)
• Skilled nursing facility care coinsurance
• Foreign travel emergency coverage

Medicare Supplement Plan M does not cover:

• Medicare Part B deductible
• Medicare Part B excess charges