By law, Medicare Advantage (MA) plans must offer the same coverage as Original Medicare Parts A and B. Medicare Advantage plans must offer the following:
- Part A which covers hospital care, skilled nursing facility care, limited nursing home care and home health services
- Part B which covers both medically necessary and preventive services, and also covers clinical research, ambulance services, durable medical equipment and mental health
- Emergency medical coverage outside of the plans services area, but not outside the U.S.
*The above list is the minimum coverage requirement by law for Medicare Advantage plans. Most MA plans offer additional coverage like vision, hearing, dental and prescription drug coverage.